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Better Rates. Together.

Lending Club is an online financial community that brings together creditworthy borrowers and savvy investors (peer to peer lending) so that both can benefit financially. We replace the high cost and complexity of bank lending with a faster, smarter way to borrow and invest.

The Lending Club experience is truly liberating:

  • You can join in minutes.
  • If you’re borrowing, you can apply for a loan and get an instant rate quote.
  • If you’re investing, you can open an account instantly and get started building a portfolio that can earn more than other investments with comparable risk.
  • Everything is done online, so the whole process is fast, confidential, private, and secure.